American International Group, Inc, more commonly known as AIG, is a global insurance company, operating in more than 80 countries.  It’s the 10th-largest life insurance company in the United States, with roots tracing back to 1919.

AIG Life Limited is the UK operating arm for Life Insurance providing a wide range of policies including term, whole of life, universal, and accidental death benefit policies. If you have a pre-existing health condition, which has prevented you from finding life insurance in the past, then AIG may be a good option for you. It has both an accidental death benefit and guaranteed whole life policies which don’t require medical exams. AIG has plenty of options, whether you want a simple, inexpensive policy to cover your final expenses or a more robust plan.

“We strive to offer the most innovative solutions for our clients and are committed to helping our clients and our communities Reduce Risk, Recover from Setbacks and Realize Dreams.”

-AIG

• 2021 winner Innovation Awards: Best Innovation to an Existing Product or Service – AIG Life UK: Critical Illness Choices
• 2021 winner Innovation Awards: Best Innovation in Insurance -AIG Life: Smart Health
• 2020 winner LifeSearch Awards: Heroic Support – Best Service for Unprotected Families
• 2020 winner LifeSearch Awards: Best Critical Illness Provider
• 2020 winner LifeSearch Awards: Outstanding Insurer of the Year
• 2020 winner Cover Excellence Awards: Best Individual Life Insurance
• Defaqto 5 star rating for Life Insurance

Types of cover include:

• Life Insurance
• Term Insurance
• Joint Insurance
• Over 50’s Life Plan
• Critical Illness Insurance
• Income Protection Insurance

Additional Benefits of AIG Life UK:

• AIG’s minimum entry age for Life Insurance is 17. For many other providers the minimum entry age is 18.
• Maximum age entry is 85.
• There is no limit on the maximum Life Insurance benefit available, so you can pick a sum of your choosing for Life Insurance or Critical Illness Insurance.
• AIG offers an online trust service. Write your Life insurance into trust to protect the benefit from inheritance tax.
• AIG lets you increase your benefit without asking for further medical evidence if you get married, legally adopt a child, increase your mortgage amount, or get divorced.
• Total Permanent Disability Cover is part of Critical Illness Insurance. It pays out if you become totally disabled through illness or injury that you can’t work again.
• AIG’s ‘Best Doctor Service’ provides you and your family access to a second medical opinion from a specialist if you receive a diagnosis.
• AIG customers have direct access to Winston’s Wishes, a child bereavement service that supports children who’ve lost a parent or sibling.

AIG’s ‘Smart Health’ is one of the best and most comprehensive packages of free benefits available with any Life Insurance policy, a healthcare service that provides:

• Help and advice on Fitness and Nutrition Plans
• Access to a team of mental health professionals, including psychologists who can provide you with tailored counselling
• Access to an online health assessment which includes health metrics such as your BMI and cardiovascular risk profile, as well as available tests and screening programmes
• All services are available 24/7, 365 days a year, anywhere in the world
• The service can also be used by their partners and children up to age 21, all at no additional cost

Claims Record:

While AIG publishes figures for total claims paid it does not publish percentage pay-outs. 

Either get a quick quote through our online form or call us to discuss the options with AIG.  Affordable life insurance is within reach.  Protect your loved ones today so you don’t have to worry about the ‘what if’.