Guardian Insurance was founded in 1860 in New York City. In 2018 it was sold to Gryphon Group Holdings, launching the Guardian brand as a new protection insurance provider in the UK. Over the course of the past 200 years, it has offered various insurance and financial service products including Life Insurance, pensions, and annuities.

Guardian Life insurance offers standard cover with several features that make it stand out from its competitors.

“At Guardian we believe the single most important thing about a protection policy is that it pays out quickly when you expect it to. So, we do a number of things differently to make sure our policies do just that.”

-Guardian

Their reputation and customer service rating are strong, dedicated to honouring their commitments, focusing on new ideas and building relationships with their customers and partners.

“Protection is one of the most valuable gifts you can give your family. It guarantees their financial security if you die or become too ill to work”

-Guardian

• 2021 Winner of The Finance Planning Group: Protection Provider of the Year 2020
• 2020 5 Star Award Financial Adviser Service: Pensions & Protection
• 2020 Winner Cover Excellence Awards: Best Individual Critical Illness
• 2020 Winner Paradigm Awards: Best Critical Illness Provider
• 2019 Protection Review Awards: Best New Product
• 2019 Winner LifeSearch Awards: Innovator of the year

Types of cover include:

• Life Insurance
• Term Insurance
• Joint Insurance
• Critical Illness Insurance
• Income Protection Insurance

Additional Benefits of Guardian Insurance:

• Guardian offers a unique Joint Life Insurance cover. Traditionally Joint Life pays out when the first partner dies, leaving the surviving partner uninsured. The Guardian’s Dual Life Cover packages two single policies into one menu plan.
• If you’re diagnosed with a terminal illness, most providers will only pay out when a doctor confirms you have less than 12 months to live. Guardian will pay-out as soon as you’re diagnosed with incurable stage 4 cancer, motor neurone disease, Creutzfeldt-Jakob disease or Parkinson-plus syndromes even if you’re expected to live for longer than 12 months. 
• If Guardian upgrade their critical illness definitions, every existing customer is entitled to benefit from the improvements.
• Premium Waiver is included as standard whereas other providers offer it as an optional extra that you need to pay for.
• Guardian Life Insurance offers greater flexibility for policyholders who want to borrow against the cash value accumulated in their whole life insurance policies.

Guardian Anytime is a comprehensive package offering free services including:

• Dedicated support from a nurse after being diagnosed with a serious illness.
• 24 / 7 remote GP service.
• A second medical opinion to discuss the diagnosis or treatment options if you (or your child, if you’ve added child cover) develop a serious illness.

Guardian HALO offers free support packages including:

• Return-to-work support
• Finding a solicitor to handle probate
• Bereavement counselling
• Counselling to help families cope with serious illness
• Therapies to ease the consequences of treatments
• Help to draw up a power of attorney
• Speech therapy

Either get a quick quote through our online form or call us to discuss the options with Guardian. Affordable life insurance is within reach. Protect your loved ones today so you don’t have to worry about the ‘what if’.