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Legal and General have been offering life insurance for almost 200 years. Founded by six London based lawyers in 1836 it has since grown to be one of the UK’s biggest insurance companies with over 5.5 million UK life insurance customers. The Legal and General iconic umbrella logo was launched in the 1970’s and was designed to re-enforce their core purpose:
“To protect people from life’s uncertainties and shelter them from any storms ahead.”
Financial advice websites and those offering guidance on life cover place Legal and General in the top 5 for Level term insurance and whole of Life. They are consistently rated in the top 2 for over 50’s policies. They also offer flexibility for those with pre-existing conditions and for all age groups. With competitive rates for healthy individuals Legal and General makes family cover more feasible for most individuals.
Here are just some of the reasons Legal & General are rated so highly:
- In 2020 they were the winner of the Homeloan Partnership annual conference; Best Protection Provider
- In 2020 they were the winner of Mortgage Introducer; Protection Provider of the Year
- In 2019 Legal and General were the winner of the Mortgage Strategy Awards; Best Mortgage Protection Provider
- In 2014 they were voted Best Life Insurance Provider at the Personal Touch Awards
- In 2013 they were voted Protection Provider of the Decade at the LifeSearch Awards
Types of cover include:
- Life Insurance
- Whole of Life Insurance
- Term Insurance
- Joint Insurance
- Over 50’s Insurance
- Critical Illness Insurance
- Income Protection Insurance
- Mortgage Protection Insurance
Additional Benefits:
- Their minimum life insurance premium starts from as little as £6. (your actual premium will depend on your individual needs and circumstances)
- Age flexibility. Legal and General offer term policies for older individuals where they may have been rejected by a competitor
- Legal and General offer guaranteed insurability. The opportunity to increase your life insurance cover after certain life changes with no additional medical examination
- They offer Nurse Support services which provides you with access to advice and support from trained nurses. These include bereavement support; mental health support; second medical opinions; carer support; help at home after hospital stays; and elderly care
- Their policies come with certain extra benefits at no additional cost to you, such as Terminal Illness Cover and Accidental Death Benefit
Claims Record:
2020 | 2019 | 2018 |
Life insurance: 97% of claims paid out. £459.5m total value paid. | Life insurance: 97% of claims paid out. | Life insurance: 97% of claims paid out (a total of £333m). |
Terminal Illness: 94% of claims paid out. £97.67m total value paid. Critical illness: 92% of claims paid out. £202.5m total value paid out. |
Critical illness Insurance: 92% of claims paid out. | Critical illness Insurance: 93% of claims paid out. |
‘’Our purpose is to improve the lives of our customers, build a better society for the long term and create value for our shareholders.’’
–Legal and General
Either get a quick quote through our online form or call us to discuss the options with Legal and General. Affordable life insurance is within reach. Protect your loved ones today so you don’t have to worry about tomorrow.
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