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Millions of Brits are NOT Protected

Royal London has been helping people protect and support their families since 1861.  Today, it is the largest mutual life, pensions, and investment company in the UK with funds under management of £130 billion and 8.8 million policies in force. 

Mutual means that it is owned by customers and members, not investors and shareholders. Royal London is a purpose driven mutual with a long history of having the best interest of their customers at heart. Improvement to their products and attention to their customer is their focus, while trying to create a positive social impact. They offer several benefits for policy holders, including emotional and practical support.

“Together for good. Helping you invest responsibly and build your financial resilience. We are taking action to help build a future worth living in.”

-Royal London

 

  • 2020 winner of the Money Marketing Awards; Best Protection Provider
  • 2019 winner of the Financial Adviser Service Awards; Company of the Year
  • 2018 winner of the Financial Adviser Service Awards; Company of the Year
  • Service Awards; 5 Star for Protection service (7th year running)

Types of cover include:

  • Life Insurance
  • Whole of Life Insurance
  • Term Insurance
  • Joint Insurance
  • Over 50’s Life Insurance
  • Critical Illness Insurance
  • Income Protection Insurance
  • Mortgage Life Insurance

 

Additional Benefits of Royal London:

  • Royal London provides a ‘Helping Hand’ service with all their protection products providing access to:
  • A second medical opinion
  • Bereavement counselling
  • Support when suffering from a serious illness
  • Carer related helplines
  • Medical helplines
  • Royal London offers both Short Term Income Protection and Long Term Income Protection. This flexibility means that you can tailor your policy to your specific needs and budget
  • Special Features for NHS Medical Professionals
  • Unlimited maximum Life Insurance benefit for level and decreasing cover
  • Royal London offers guaranteed insurability, the opportunity to increase your life insurance cover after certain life changes with no additional medical examination
  • Royal London Life Insurance lets you separate Joint Life Insurance or Joint Life and Critical Illness Insurance you’ve taken out to cover a mortgage into two separate plans

 

Claims Record:

2020 2019
Life insurance: 99.6% of claims paid out.  £591m total value paid. Life insurance; 99.7%. of claims paid out.
Critical illness: 92.4% of claims paid out.  £133m total value paid out.  Critical illness Insurance; 92.6% of claims paid out.

Either get a quick quote through our online form or call us to discuss the options with Royal London.  Affordable life insurance is within reach.  Protect your loved ones today so you don’t have to worry about the ‘what if’. 

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We know life insurance can be confusing.

We’re here to help.


Life insurance can’t be a one size fits all product. Your lifestyle and commitments will be dfferent to another family. There are many factors that can affect your life insurance policy, and for most people, it all comes down to cost. But how do insurers determine the cost of your life insurance?

We’re always happy to talk you through the choices you have and explain some of the major things that will influence the cost of your policy. From your health to your age to the size of policy, these factors can play a massive part in the cost of the life insurance policy. Making sure you fully understand your options isa good first step towards making an informed decision.

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